In September 2025, San Francisco-based blockchain lender Figure Technology made headlines with a $787.5 million IPO. Shares surged 44% on debut, signaling strong investor trust and demonstrating the practical impact of blockchain technology. The IPO also showcases how smart contracts are transforming the home equity lending industry by automating complex processes and ensuring transparency.
The Role of Smart Contracts in Home-Linked Lending
As a Smart Contract Development Company, Figure Technology uses smart contracts to streamline loan origination, repayment tracking, and compliance verification. By automating these processes:
Reliance on intermediaries is reduced.
Errors are minimized.
Transaction times are accelerated.
This demonstrates how smart contracts can make financial services faster, safer, and more transparent.
Real-World Impact of Smart Contracts
The Figure IPO proves the tangible benefits of blockchain-enabled smart contracts:
Efficiency: Automated workflows reduce operational time and costs
Transparency: Immutable records increase trust among all stakeholders
Accessibility: More consumers gain access to private equity and lending opportunities
Broader Implications for Blockchain Adoption
The success of Figure Technology illustrates a growing trend for a Blockchain Development Company: using blockchain to transform traditional industries. Beyond finance, sectors such as real estate, supply chain, and logistics are adopting smart contracts for secure, auditable, and efficient operations.
Osiz Technologies: Leading the Smart Contract Revolution
At Osiz Technologies, we are a trusted Smart Contract Development Company with over 15 years of experience and a portfolio of more than 1,000 blockchain projects. We specialize in creating secure, scalable, and customized smart contracts that meet diverse business needs.
Our expertise as a private blockchain development company is in designing permissioned networks that ensure data privacy, regulatory compliance, and controlled governance. Additionally, we build Decentralized Finance (DeFi) platforms that provide transparent and secure financial ecosystems, and develop NFT marketplaces for seamless creation, trading, and management of digital assets.
Client Success Stories
Titan Corp Inc. – Deployed smart contracts and launched three games successfully, with smooth collaboration and timely delivery.
Park Chain Project – Built scalable blockchain architecture with sharding, sidechains, and robust security, enabling interoperability.
DeFi Platform Launch – Delivered a decentralized exchange platform with AMM integration, liquidity pools, and multi-chain compatibility.
With technical expertise and a client-centric approach, Osiz Technologies empowers businesses to adopt blockchain and smart contracts efficiently, creating measurable growth and long-term impact.
